Contents: Why have automobile insurance premiums been rising? by Christopher Bruce This article attempts to identify the causes of the dramatic increases in automobile insurance premiums that have been reported over the last two years. Policies to deal with rising premiums by Christopher Bruce This article investigates a number of government policies that have been […]
Read More...Year: 2003
Policies to deal with rising premiums
This article investigates a number of government policies that have been suggested for reducing automobile insurance premiums.
Read More...Why have automobile insurance premiums been rising?
This article attempts to identify the causes of the dramatic increases in automobile insurance premiums that have been reported over the last two years.
Read More...Autumn 2003 issue of the Expert Witness newsletter (volume 8, issue 3)
Contents: How are Automobile Insurance Premiums Determined? by Christopher Bruce In this article Christopher Bruce Christopher Bruce provides a brief introduction to the process by which automobile insurance premiums are determined. He discusses actuarial rating, rating classes, and experience rating. Economica’s Privacy Policy by Christopher Bruce This article provides a brief description of Economica’s privacy […]
Read More...How are Automobile Insurance Premiums Determined?
In this article Christopher Bruce Christopher Bruce provides a brief introduction to the process by which automobile insurance premiums are determined. He discusses actuarial rating, rating classes, and experience rating.
Read More...Summer 2003 issue of the Expert Witness newsletter (volume 8, issue 2)
Contents: Assessment of damages in wrongful birth cases by Gerald Robertson, Q.C. Gerald Robertson is a Professor of Law at the University of Alberta, and a practising barrister and solicitor in the areas of civil litigation and personal injury. He is co-author of Legal Liability of Doctors and Hospitals in Canada (3rd ed.). He is […]
Read More...Experience-Rating of Automobile Insurance: A Good Idea that Won’t Work
In this article Christopher Bruce identifies some of the weaknesses of legislation that requires automobile insurance companies to use “experience rating” – a system in which the only factor that determines your premiums is your driving record.
Read More...The impact of parental divorce or death on adolescents’ education & earnings
In this article Christopher Bruce and Mohamed Amery survey recent research concerning the impact that the death or divorce of a parent will have on the lifetime earning capacity of children.
Read More...Predicting post-secondary education attainment
In this article Mohamed Amery discusses cases involving plaintiffs who are minors, in which it is necessary to predict the level of education that these individuals would have obtained had they not been injured. Mr. Amery’s article provides information concerning indicators that can be used to make this prediction – including the education of the plaintiff’s parents; the level of the plaintiff’s employment while in high school; and whether the plaintiff ever failed a grade.
Read More...Assessment of damages in wrongful birth cases
Gerald Robertson is a Professor of Law at the University of Alberta, and a practising barrister and solicitor in the areas of civil litigation and personal injury. He is co-author of Legal Liability of Doctors and Hospitals in Canada (3rd ed.). He is also a director of the Robertson Personal Injury Newsletter, an on-line weekly digest of all personal injury judgments in Canada decided over the previous week, along with current developments in the area of personal injury litigation. More information about the Robertson Personal Injury Newsletter can be found at www.rpin.ca.
Read More...Spring 2003 issue of the Expert Witness newsletter (volume 8, issue 1)
Contents: Selecting the Discount Rate – An Update by Christopher Bruce, Derek Aldridge, Kelly Rathje, and Scott Beesley This article extends the work done by us in issues 5(3) and 6(4) of The Expert Witness, we conclude that it would be appropriate to revise our existing 2½ and 3½ percent two-part forecast of real interest […]
Read More...Retirement trends in Canada
This article compares retirement ages of Canadians over the five year period 1991-95 to retirement ages of Canadians over the five year period 1996-2000. The findings show that for most educational and industry categories, Canadians are retiring earlier than they did even five years ago.
Read More...Selecting the Discount Rate – An Update
This article extends the work done by us in issues 5(3) and 6(4) of The Expert Witness, we conclude that it would be appropriate to revise our existing 2½ and 3½ percent two-part forecast of real interest rates. We propose to use a rate of 2¼ percent for the first five years of all calculations. For all subsequent years we propose to use a rate of 3¼ percent.
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